Congratulations to Our NJ REALTORS Circle of Excellence Winners

Jennifer Darby Metzger and Ron Darby, Broker/Owners of ERA Justin Realty Co in Rutherford are proud to congratulate eighteen of its agents for being named the New Jersey Association of Realtors (NJAR) 2019 Circle of Excellence Sales Award winners. NJAR recognizes top producing real estate members who have demonstrated excellence in the field of salesmanship. 

“It is very exciting to have and recognize 18 outstanding recipients under one roof”, boasts Darby. “One Gold, Two Silver and Fifteen Bronze is an amazing accomplishment and we couldn’t be more proud of them. These agents are passionately committed and extremely dedicated to achieving the ultimate goal for their clients.  They demonstrate outstanding sales ability and a vast knowledge of the real estate market.  Their service and dedication are what epitomize our values for over 50+ years.”

This year’s Gold Level Award winner is Libera “Lee” Schilare. 

Silver Level Award winners are: Carol Calamari and Fara Espandi

The Bronze Level Award winners are: Beth Albanese, Julia Dagistanli, Jessica Davidson, Kristen Davis, Glenn Elliot, Joana Iliescu, Michelle Korosy, Margaret “Peggy” McLaughlin, Catherine Nimmo, Sharon Robie, Danielle Sette, Jennifer Sullivan, Grace Tirrito, Catherine “Cathy” Vick, and Rosemarie Zembryski.

In addition to recognizing these agents, Jennifer Darby Metzger and Ron Darby are delighted to announce that its highly professional and knowledgeable agents sold 3 times more homes in Rutherford than the nearest competitor, based on statistics from NJMLS, once again establishing itself as the #1 Brokerage in the Rutherford, NJ area for the 19th year in a row. “We are thrilled to be able to say we achieved this position in the marketplace once again,” Darby says. “We will continue to bring value to our clients, providing the highest level of customer experience. It is our absolute honor to service our community.”

ERA Justin Realty Announces Five Star Professionals Award Recipients

Real estate is a hyper local business and what matters most isn’t the volume of transactions one accomplishes, but rather it’s each client’s experience with their own transaction.  ERA Justin’s transaction growth continues to be fueled by satisfied clients who refer their friends and family and return for help with their real estate needs. The positive consumer experience has led to nine of our agents being recognized with the prestigious Five Star Professionals award for 2020: (pictured left to right) Rosemarie Zembryski, Julia Dagistanli, Jessica “Jessi” Davidson, Libera “Lee” Schilare, Beth Albanese, Carol Calamari, Fara Espandi, Catherine “Cathy” Vick, and Michelle Korosy (not pictured).

About Five Star Professionals

Five Star Professional has partnered with New Jersey Monthly Magazine to recognize the top real estate professionals based on consumer feedback and experience. The Five Star Real Estate Agent award program is the largest and most widely published real estate agent award program in North America, covering more than 40 major markets.

The 5 Star Award process starts with a 3rd party nomination. Winners are determined by a series of factors, the most important of which are results of client and industry peer evaluations on key criteria critical for an excellent client experience. Thousands of homebuyers and sellers are contacted to rate their real estate agent on various points, including customer service, integrity, Market knowledge, communications, negotiation, closing preparation, post-sale service, finding the right home, marketing of home, and overall satisfaction

Likewise, real estate industry peers are asked to evaluate real estate agents on four criteria: Industry expertise, customer service skills, Market knowledge, and negotiation skills.

Jennifer Darby Metzger, Broker/Owner at ERA Justin Realty states, “We are grateful for every referral and every returning client, as each represents proof that our highly professional agents are succeeding in delivering on our promise of 5-star customer service.”

ERA JUSTIN REALTY RECOGNIZES ITS 2019 LEADERSHIP CIRCLE WINNERS

ERA Justin Realty, the top residential real estate brokerage in the Rutherford area, recognized itstop producing agents for 2019 and sets its goals for another successful year in 2020.

ERA Justin Realty Broker/Owners Jennifer Darby Metzger and Ron Darby offered, "As we kick off 2020 and hit the ground running, we want to celebrate some of our key accomplishments in 2019 and recognize some of our top agents who have helped set us up for success in the new year, through our Leadership Circle Awards.”

The Leadership Circle Awards at ERA Justin is an internal awards program designed to recognize those agents that meet and exceed their goals and the company’s goals on a monthly basis. The 2019 Leadership Circle winners are (as pictured, left to right, standing): Lee Schilare, Cathy Vick, Kristen Davis, Glenn Elliot, Julia Dagistanli, and (seated) Carol Calamari, Fara Espandi, and Joana Iliescu.

“We are inspired by our hardworking agents every day, not just in their sales and volume numbers, but also in their dedication to their customers and giving back to the community. All of our agents deliver an extraordinary real estate experience to their clients.” Darby boasts. 

Because of all our tremendous agents, and stellar management staff, ERA Justin is the top selling real estate brokerage in Rutherford for the 19th consecutive year in a row, based on Closed Sales Volume, according to statistics available from the New Jersey Multiple Listing Service (NJMLS). “ERA Justin Realty has sold 3 times more homes in Rutherford than the nearest competitor,” Darby adds.

Darby credits his company’s success to his team’s dedication to customer service and leveraging the latest real estate technology and tools to extend its listing reach, improve lead generation and enhance the consumer experience. “We’re excited about the road ahead and look forward to providing top quality service to our customers,” states Darby Metzger.

To reach any of our Real Estate Professionals, call (201) 939-7500.  ERA Justin Realty Co is conveniently located at 118 Jackson Avenue and 57 Park Avenue, in Rutherford, NJ.

Understanding Pre-Qualification vs. Pre-Approval

Understanding Pre-Qualification vs. Pre-Approval

There’s plenty of real estate terms used in transactions. Needless to say it can be confusing for buyers and sellers trying to navigate the process. Danielle Sette and Jessi Davidson of Team Sette Davidson at ERA Justin Realty understand. “The home loan process might feel overwhelming and difficult to understand. You’ve probably heard that you should pre-qualify or be pre-approved for a mortgage if you’re looking to buy a property. These are two key steps in the mortgage application process. Some people use these terms interchangeably, but there are differences that every homebuyer should understand,” states Sette. Danielle and Jessi break down the difference between the two.

Pre-Qualification

The first step in obtaining a home loan is to meet with a lender and get pre-qualified. Davidson says, “The pre-qualification process is based on consumer-submitted data. The lender will review with the buyer their financial situation and discuss income, job stability, debt and credit.” Pre-qualification can be done over the phone or online, and there’s usually no cost involved. Once they have performed a basic review of the qualifications and run credit, they will issue a Pre-Qualification Letter to the potential buyer, which will identify how much you can expect to borrow, the maximum sales price, any down payment requirements and basic terms of the loan, such as interest rate.

 

The Pre-Qualification letter is used to provide evidence that the buyer has been reviewed by a lender who is vouching for their ability to obtain a loan.

 

Your pre-qualified amount isn’t a sure thing, because it’s based only on the information you’ve provided. It’s just the amount for which you might be approved. A pre-qualified buyer doesn’t carry the same weight as a pre-approved buyer, who has been more thoroughly investigated.

Pre-Approval

Getting pre-approved is the next step, and it’s much more involved. You must complete an official mortgage application to be pre-approved, and you must supply the lender with all the necessary documentation, such as pay stubs, bank statements, assets, etc, to perform an extensive check on your financial background and current credit rating. The lender can pre-approve you for a mortgage up to a specified amount after reviewing your finances. You’ll also have a better idea of the interest rate you’ll be charged on the loan at this point, because this is often based in part on your credit score, and you might even be able to lock in an interest rate.

 

You’ll receive a conditional commitment in writing for an exact loan amount, allowing you to look for a home at or below that price level. A Pre-Approval letter is almost like shopping with cash; the only remaining piece of the puzzle is the property you are buying.

 

Danielle Sette and Jessi Davidson are REALTOR Sales Associates with ERA Justin Realty, both ready to discuss your home-buying questions and needs. To reach either of them, or any of our experienced Sales Professionals, call 201.939.7500 or stop by our office located at 118 Jackson Avenue in Rutherford.