ERA JUSTIN REALTY’S TEAM-AGENTS OFFER FIRST HOME TIPS

ERA JUSTIN REALTY’S TEAM-AGENTS OFFER FIRST HOME TIPS

 

 

ERA Justin Realty, a leading realty firm serving the many communities of Bergen, Passaic, Hudson and Essex counties since 1950 have sold thousands of homes to first time and repeat homebuyers.  Seeing many shifts in the industry from seller’s markets to buyer’s markets and vice versa  as well as varied shifts in mortgage interest rates, historically their buyers and sellers have enjoyed both the benefits of home ownership as well as value appreciation over the years. 

 

ERA Justin Realtor team-agents, Danny Simone and Lee Schilare stated, “Headed for autumn 2016 and if you are contemplating the purchase of your first home, congratulations! As you probably know, buying a home is one of the biggest financial commitments you can make. It is also a process filled with positive emotion. To help keep you sleeping soundly, here are answers to three big questions of interest to many potential first-time homeowners.

 

Question #1: How do I decide what to look for in a home?  It’s easier than you think. Sit yourself down and list what’s important to you in a home. The purchase of every home involves making tradeoffs, so be sure to prioritize your list.  One element is architectural style. Do you prefer a Colonial, a Cape Cod or a modern look? An important factor to consider is living space. How much room do you need right now, and to meet anticipated needs?  Make a list of features that must be a part of your home. Perhaps that Olympic-size pool and tennis court can be put off for another day, but you may absolutely need an eat-in kitchen now.  It’s all a matter of your taste and personal style.

 

Question #2: Where should I begin the search?  That old real estate adage about location, location, location aside, choosing where to live is usually determined by your personal circumstances and desires.  Do you have a particular community, or even a particular block, in mind?  What is it about the location of your new home that is most important to you?  Do you prefer an urban, suburban or rural setting? Consider proximity to work, schools, shopping, entertainment and houses of worship. Once you’ve narrowed your list of potential candidates, the Internet can be an excellent tool for learning what a particular community has to offer.

 

Question #3: How can I find financing that makes sense for me? Despite a rise in prices in recent years, homes are affordable to qualified buyers. Interest rates are lower than we’ve seen in decades. Innovative financing plans are available to fit a broad range of needs.  Still, the last thing you want to do is start out in your first home saddled with an uncomfortable level of debt. Seeking the advice of a professional who can give you the information on financing options that match your qualifications is a big step in the right direction.

 

Once you’ve narrowed your search, talk to one of our ERA Justin Realty real estate professional agents who serves the community you’d like to call home. ERA Justin Realty sales agents are trained to guide you through your purchase every step of the way. Our website www.ERAJustin.com and www.ERAJustinRealty.com  brings up-to-date listings directly to you, and we can suggest many mortgage lenders who offer loan programs expressly designed to meet the needs of qualified first-time homebuyers.

 

The path to finding your first home is sure to be full of new experiences. Once you’re armed with the answers to the big questions, the search can be fulfilling and even fun!”

 

Simone and Schilare concluded, “ERA Justin Realty has proudly received the prestigious ERA world-wide Commitment to Excellence Award, from approximately 3,000 ERA offices. To be a recipient, and all across the nation, the most sought award that can be achieved in business is the J.D. Power & Associates award.  Only outstanding business entities are honored and receive it.  ERA Real Estate was the recipient of Highest Satisfaction for First Time Home Buyers Among Full Service Real Estate Firms Award and Highest Satisfaction for First Time Home Sellers.  For these reasons ERA Justin Realty should be your buying and selling Realtor of choice.”

 

The ERA Justin Realty full service real estate consultants can be reached at either of their two Rutherford offices at 118 Jackson Avenue and 57 Park Avenue.  By office phone (201) 939-7500, (201) 438-0588 or (201) 438-SOLD.

 

ERA Justin Realty heading toward 2014 with First Homebuyer Tips

Julia Dagistanli, Realtor salesperson with ERA Justin Realty offers first homebuyer tips. Having received many positive reviews and production awards, New Jersey Monthly Magazine honored her with highest in overall satisfaction in 2011 and 2013.

ERA Justin Realty heading toward 2014 with First Homebuyer Tips

ERA Justin Realty, a leading real estate firm and a Realtor of choice since 1950 serves the many communities of Bergen, Passaic, Essex and Hudson Counties and has sold thousands of homes to repeat and first time homebuyers.  Seeing shifts in the industry from seller’s markets to buyer’s markets as well as varied shifts in mortgage interest rates, historically their buyers have enjoyed both the benefits of home ownership as well as value appreciation over the years. 

ERA Justin Realtor salesperson, Julia Dagistanli stated, “It is now year end and if you are contemplating the purchase of your first home, congratulations! As you probably know, buying a home is one of the biggest financial commitments you can make. It is also a process filled with anticipation and excitement. To help keep you sleeping soundly, here are answers to three big questions that interest many potential first-time homeowners.

Question #1: How do I decide what to look for in a home?  It’s easier than you think. Sit yourself down and list what’s important to you in a home. The purchase of every home involves making tradeoffs, so be sure to prioritize your list.  One element is architectural style. Do you prefer a Colonial, a Cape Cod or a modern look? An important factor to consider is living space. How much room do you need right now, and to meet anticipated needs?  Make a list of features that must be a part of your home. Perhaps that Olympic-size pool and tennis court can be put off for another day, but you may absolutely need an eat-in kitchen now.  It’s all a matter of your taste and personal style.

Question #2: Where should I begin the search?  That old real estate adage about “location, location, location” aside, choosing where to live is usually determined by your personal circumstances and desires.  Do you have a particular community, or even a particular block, in mind?  What is it about the location of your new home that is most important to you?  Do you prefer an urban, suburban or rural setting? Consider proximity to work, schools, shopping, entertainment and houses of worship. Once you’ve narrowed your list of potential candidates, the ERA Justin Realty winning search websites can be an excellent tool for learning what a particular community has to offer.

Question #3: How can I find financing that makes sense for me? Homes are affordable for qualified buyers. Interest rates are the lowest than we’ve seen in decades. Innovative financing plans are available to fit a broad range of needs.

Still, the last thing you want to do is start out in your first home saddled with an uncomfortable level of debt. Seeking the advice of one of our ERA Justin Realtor salesperson who can give you the details on financing options that match your qualifications is a big step in the right direction.

Once you’ve narrowed your search, talk to one of our ERA Justin Realty real estate professionals who serves the community you’d like to call home. Our teammates are trained to guide you through your purchase every step of the way. Our websites www.ERAJustin.com and www.ERAJustinRealty.com bring up-to-date listings directly to you, and we can suggest many mortgage lenders who offer loan programs expressly designed to meet the needs of qualified first-time homebuyers.

The path to finding your first home is exciting. Once you have the answers to the big questions, the search can be fulfilling, and even fun!"

Ron Darby, ERA Justin Realty Broker Co-owner concluded, “ERA Justin Realty proudly received the prestigious ERA world-wide 2003 - 2012 ‘Commitment to Excellence Award’, selected from 30,000 ERA brokers and agents nationwide. Only outstanding business entities are honored and receive it.  ERA Real Estate was also a past recipient of ‘Highest Satisfaction for First Time Home Buyers Among Full Service Real Estate Firms’ and ‘Highest Satisfaction for First Time Home Sellers.’ through J.D. Powers.  For these reasons ERA Justin Realty should be your buying and selling Realtor of choice."

The ERA Justin Realty full service Realtor salespersons can be reached at either of their two Rutherford offices at 118 Jackson Avenue and 57 Park Avenue.  By office phone (201) 939-7500, (201) 438-0588 or (201) 438-SOLD.

ERA Justin Realty’s Glenn Elliot: Helping Renters Become Buyers in 2013

Glenn Elliot, ERA Justin Realty Broker Salesperson has won many awards as monthly top overall producer. He was also awarded as Top Team member of the ERA Top Gun Academy, a Graduate of the Realtor Institute (GRI), a Certified Residential Specialist (CRS), and  more. Glenn prides himself on being 1st in service to his clients and customers. His focus includes helping renters become buyers.

 

ERA Justin Realty’s Glenn Elliot: Helping Renters Become Buyers in 2013

 

Nothing compares to the feeling of having a place to call home. At one time or another, however, most of us have felt frustration at seeing hard-earned money go into rent every month rather than a more permanent house payment. Renting is most people's first step toward home ownership, but what do you need to do to realize the dream of owning a home?  ERA Justin Realty’s Glenn Elliot shares important insight for South Bergenite readers who want to become a homeowner.

 

“Sometimes, it's not the regular rent-money obligations but other expenses that are the main obstacle in saving. A whole debt-counseling industry has arisen to guide consumers in getting out from under what they owe. Smart saving, not depriving yourself, just ensuring stability and enjoyment over the longest term involves many moves both major and simple, and can help prepare you for that first down payment.

 

On the simple end, rediscovering home cooking (and enjoying the leftovers as brownbag lunches) can amount to significant savings as compared to regularly dining out. On a higher level of financial planning, establishing a household budget and sticking to it, including a specific amount set aside for savings every month can get you to your home-affording goals sooner than you might have imagined.

 

You may also want to meet with a counselor who might negotiate a lower rate and set a sensible structure for your repayments on credit cards, while advising you how to ease dependence on them. This not only gets you on your own financial feet, but helps keep your credit rating intact for the very home loan you hope to someday secure.

 

There are additional ways to start working toward home ownership. Some sellers will enter into a rent-to- buy agreement, in which part of the regular rent is considered an installment of the home's down payment, which, once built up, can help you obtain financing. Low income renters may also qualify for federal "Section 8" vouchers which are paid to the landlord, subsidizing your rental expenses and helping you save for a permanent home.

 

Just as some renting options allow you to set funds aside, some types of purchases can help defray your costs even as you fulfill the stepped up obligations of home ownership. Pooling resources with other buyers to occupy a two-family home could be one; buying such a home by yourself and renting one half of it could be another.

 

Even if your economics remain challenging, there are low-down-payment mortgages, and other forms of financing for special circumstances, available to buyers who meet the right criteria. Our ERA Justin Realtor sales professionals can help you navigate through these options, accessing financing programs through the varied mortgage lenders who we may recommend. He or she can also identify what government help might be available, and generally counsel you on your readiness to be a buyer, and on what else you might need to do to get there. If you consult the right sources, your personal counselors and seek common-sense strategies, then your every move in the renter's world can be pointing you home.”

 

Elliot concluded, “ Our team at ERA Justin Realty have many answers and are available just a phone call way.  Because of our daily priorities, we proudly received the prestigious ERA world-wide 2003 - 2012 ‘Commitment to Excellence Award’, one of several selected from ERA real estate firms with approximately 30,000 brokers and agents. We are the Realtor of choice to thousands of buyers and sellers since 1950.

 

Jennifer Darby Metzger, ERA Justin Broker co-owner added, “Ask to see our over 700 reviews of our services from our buyers and sellers. All across the nation, the most coveted award that can be achieved in business is the ‘J.D. Power & Associates’ award, in the past received by ERA Real Estate for Highest Satisfaction for First Time Home Buyers Among Full Service Real Estate Firms.  For these reasons ERA Justin Realty should be your buying and selling Realtor of choice.”

 

Elliot and all of the ERA Justin Realty full service Realtor salespersons can be reached at either of their two Rutherford offices at 118 Jackson Avenue and 57 Park Avenue.  By office phone (201) 939-7500, (201) 438-0588 or (201) 438-SOLD. View 1000's of homes at their websites at  ERAJustin.com and ERAJustinRealty.com.



ERA Justin Realty Shows How To Save More Than Energy: The Cost-Efficient Home

ERA Justin Realtor salesperson Michelle Korosy gives direction as seasons change and cooler weather is near. A full time professional, Michelle services buyers and sellers throughout Bergen Passaic, Essex and Hudson counties.  

 

ERA Justin Realty Shows How To Save More Than Energy: The Cost-Efficient Home

 The energy-efficient home is moving from the horizons of futuristic planners to the agenda of current homeowners, another in a series of articles for North Jersey Newspapers, from ERA Justin Realty, the company that shows their buyers and sellers; there is a difference in real estate companies, your Realtor of choice since 1950.

Michelle Korosy, a Realtor salesperson with the firm, offered, “As we approach cooler weather, It’s not so much a matter of newer technologies, though alternate energy sources like solar is making inroads in the modern home. It may be well worth it to give your home an efficiency upgrade. First, you'll want to figure out what needs fixing. To identify problem areas, contact a qualified professional and get an energy audit of your home. Some upgrades are simple and less expensive. For example, one common problem is insulation. The Environmental Protection Agency (EPA) says that proper ceiling insulation alone can reduce your heating bill by as much as 20 percent. Other energy draining can be solved by replacing old fixtures with more modern and efficient models. Windows, doors and skylights equipped with sealed double or triple panes also reduce heating and cooling costs, and are features for which utility companies often offer rebates. 

The EPA notes that air leakage from gaps in your home’s structure,  holes for plumbing and wiring, for instance,  accounts for 25 to 40 percent of the energy a common home uses for heating and cooling. Similar troubles come from inadequately sealed duct joints and otherwise inefficient, older heating and cooling systems.

Even conventional systems such as ventilation can release enough heat from your home to cost a fortune in unnecessary bills. Upgrading these systems can pay for itself, and later pay off as an attractive resale value when possible buyers of your home want to benefit from this form of savings. 

And when you’re ready to go from finding the problem to fixing it, the government doesn’t just supply the bad news, it provides some solutions, as well. The EPA’s Energy Star rating has appeared on numerous products, identifying efficient appliances and other home furnishings that enable vast savings. Energy Star central air conditioners can save approximately 20 percent on cooling bills. 

Studies have shown the resale advantages of homes with lower energy costs. Look for such solutions, and buyers may be more likely to look into your home. Your utility bills, Energy Star fact sheets and other documentation can be attractive proof to present to prospective buyers.

In the short term, you can save on some of these improvements even as they help enhance your home’s value. In addition to offering expert advice and home-selling solutions, real estate brands such as ERA Justin Realty, feature the Select Services^SM network of national and local vendors with leading household products.

Consult an ERA Justin Realtor salesperson on how to navigate the options and opportunities available for the energy-conscious homeowner. Your investment in the future can have many returns right in the present.”

Korosy continued, “We are pleased to offer our ongoing consumer articles in the North Jersey Newspapers. Truly, there is a difference in real estate companies, and our articles and our ERA Home Protection Plans are additional examples. Details are available. We ask Buyers and Sellers to compare.  We believe that in order to exceed expectations of what a real estate firm is about, we don’t offer just real estate basics, we try to be as comprehensive as possible.  In that way, we know that our buyers and sellers will hold us in the highest regard and come to us to review our marketing plans when it is time to sell.”

ERA Justin Realty proudly is a real estate market leader since 1950 and has received the prestigious ERA national 2003 through 2012 ‘Commitment to Excellence Award’, one of a few ERA real estate firms from 2,600. Only outstanding business entities are honored and receive it.  ERA Real Estate was also the recipient of ‘Highest Satisfaction for First Time Home Buyers Among Full Service Real Estate Firms.’ Award. For these reasons ERA Justin Realty should be your buying and selling Realtor of choice.

The ERA Justin Realty full service Realtor salespersons can be reached at either of their two Rutherford offices at 118 Jackson Avenue and 57 Park Avenue.  By office phone (201) 939-7500, (201) 438-0588 or (201) 438-SOLD. Also view 1000's of homes at their websites at www.ERAJustin.com and www.ERAJustinRealty.com.



ERA JUSTIN REALTY’S FIRST HOME TIPS

ERA Justin Realtor sales person Grace Tirrito is known throughout South Bergen County and Lyndhurst as a top real estate professional for decades. Her listing and sales have provided successes for her buyers and sellers. Grace provides real estate services throughout Bergen, Passaic, Hudson and Essex Counties.

ERA JUSTIN REALTY’S FIRST HOME TIPS

ERA Justin Realty, a leading realty firm serving the many communities of South Bergen County has sold thousands of homes to first time homebuyers since their grand opening in 1950.  Seeing shifts in the industry from seller’s markets to buyer’s markets as well as varied shifts in mortgage interest rates, historically their buyers have enjoyed both the benefits of home ownership as well as value appreciation over the years. 

ERA Justin Realty’s sales associate, Grace Tirrito stated, “Vacation periods are nearing end and approaching our fall selling season. If you are contemplating the purchase of your first home, congratulations! As you probably know, buying a home is one of the biggest financial commitments you can make. It is also a process filled with excitement. To help keep you sleeping soundly, here are answers to three big questions that concern many potential first-time homeowners.

Question #1: How do I decide what to look for in a home?  It’s easier than you think. Sit down and list what’s important to you in a home. The purchase of every home involves making tradeoffs, so be sure to prioritize your list.  One element is architectural style. Do you prefer a Colonial, a Cape Cod, Ranch or a modern look? An important factor to consider is living space. How much room do you need right now, and to meet anticipated needs?  Make a list of features that must be a part of your home. Perhaps that Olympic-size pool and tennis court can be put off for another day, but you may absolutely need an eat-in kitchen now.  It’s all a matter of your taste and personal style.

Question #2: Where should I begin the search?  That old real estate adage about “location, location, location” aside, choosing where to live is usually determined by your personal circumstances and desires.  Do you have a particular community, or even a particular block, in mind?  What is it about the location of your new home that is most important to you?  Do you prefer an urban, suburban or rural setting? Consider proximity to work, schools, shopping, entertainment and houses of worship. Once you’ve narrowed your list of potential candidates, the Internet is a tool of  choice for learning what a particular community has to offer. Approximately 90% of searches begin on the Internet. We offer two winning websites for your search choices, www.ERAJustin.com and www.ERAJustinRealty.com.

Question #3: How can I find financing that makes sense for me? Homes are affordable for qualified buyers. Interest rates are lower than we’ve seen in decades. Innovative financing plans are available to fit a broad range of needs.

Still, the last thing you want to do is start out in your first home saddled with an uncomfortable level of debt. Seeking the advice of one of our ERA Justin Realty sales associates can give you the advice on financing options that match your qualifications is a big step in the right direction. We can assist in you receiving a mortgage pre-approval.

Once you’ve narrowed your search, talk to one of our ERA Justin Realty real estate professionals who serve the community you’d like to call home. ERA Justin Realty sales associates are trained to guide you through your purchase every step of the way. Our Websites bring up-to-date listings directly to you, and we can suggest many mortgage lenders who offer loan programs expressly designed to meet the needs of qualified first-time homebuyers.

The path to finding your first home is sure to be full other questions. Once we provide you with the answers to the big questions, the search can be fulfilling, and even fun!”

Ron Darby, ERA Justin Realty Broker Co-owner concluded, “ERA Justin Realty proudly received the prestigious ERA world-wide 2003 through 2012 ‘Commitment to Excellence Award,’ one of the awarded ERA real estate firms from approximately 2,600 all across the nation.  Only outstanding business entities are honored and receive it.  For these reasons ERA Justin Realty should be your buying and selling Realtor of choice.”

Tirrito and the other ERA Justin Realty full service Realtor sales associates can be reached at either of their two Rutherford offices at 118 Jackson Avenue and 57 Park Avenue.  By office phone (201) 939-7500, (201) 438-0588 or (201) 438-SOLD. 

ERA Justin Realty’s Michelle Korosy: How Renters Become Buyers

ERA Justin Realtor salesperson Michelle Korosy provides insight so renters can focus on being buyers and have a home of their dreams. A full time sales professional with the firm serving buyers and sellers in Bergen, Passaic, Essex and Hudson counties, Michelle is well known for her strong listing and sales activity and also for her charitable efforts in the communities she serves.

 

                      ERA Justin Realty’s Michelle Korosy: How Renters Become Buyers 

   

Now, more than ever, rebounding from a national economic challenge, nothing compares to the feeling of having a place to call home. At one time or another, however, most of us have felt frustration at seeing hard-earned money go into rent every month rather than a more permanent house payment. Renting is most people's first step toward home ownership, but what do you need to do to realize the dream of owning a home?   ERA Justin Realty’s Michelle Korosy shares important insight for North Jersey Newspapers readers who want to become a homeowner.

 

“Sometimes, it's not the regular rent-money obligations but other expenses that are the main obstacle in saving. A whole debt-counseling industry has arisen to guide consumers in getting out from under what they owe. Smart saving, not depriving yourself, just ensuring stability and enjoyment over the longest term involves many moves both major and simple, and can help prepare you for that first down payment.

 

On the simple end, rediscovering home cooking (and enjoying the leftovers as brownbag lunches) can amount to significant savings as compared to regularly dining out. On a higher level of financial planning, establishing a household budget and sticking to it - including a specific amount set aside for savings every month - can get you to your home-affording goals sooner than you might have imagined. 

  

You may also want to meet with a counselor who can negotiate a lower rate and set a sensible structure for your repayments on credit cards - while advising you how to ease dependence on them. (This not only gets you on your own financial feet, but helps keep your credit rating intact for the very home loan you hope to someday secure.)

 

There are additional ways to start working toward home ownership. Some sellers will enter into a rent-to- buy agreement, in which part of the regular rent is considered an installment of the home's down payment, which, once built up, can help you obtain financing. Low-income renters may also qualify for federal  vouchers which are paid to the landlord, subsidizing your rental expenses and helping you save for a permanent home.

 

Just as some renting options allow you to set funds aside, some types of purchases can help defray your costs even as you fulfill the stepped-up obligations of home ownership. Pooling resources with other buyers to occupy a two-family home could be one; buying such a home by yourself and renting one half of it could be another.   

Even if your economics remain challenging, there are low-down-payment mortgages, and other forms of financing for special circumstances, available to buyers who meet the right criteria. Our ERA Justin Realtor sales professionals can help you navigate through these options, accessing financing programs through one of several area mortgage lenders. He or she can also identify what government help might be available, and generally counsel you on your readiness to be a buyer, and on what else you might need to do to get there. If you consult the right sources and seek common-sense strategies, then your every move in the renter's world can be pointing you home.”

 

Michelle concluded, “ Our team at ERA Justin Realty have the answers and are just a phone call away. Through of our daily efforts, we will be pleased to present our publication of over 700 service reviews, 'Real Estate Results in Writing' from our renters, buyers and sellers. For these reasons and being a Realtor of choice to thousands since 1950,  ERA Justin Realty can easily be your Realtor of choice.”

 

Michelle and all of the ERA Justin Realty full service Realtor salespersons can be reached at their Rutherford office at 118 Jackson Avenue.  By office phone (201) 939-7500, (201) 438-0588 or (201) 438-SOLD. View 1000's of homes and renter information at their websites at www.ERAJustin.com and www.ERAJustinRealty.com.

 

SUGGESTIONS FOR A SMOOTH SAILING 2013 PURCHASE

ERA Justin Realtor salesperson Margaret (Peggy) McLaughlin has been an integral part of the firm for many years, coming from an earlier background with Van Winkle and Liggett Realty. With hundreds of sales and listings sold, she is now serving the needs of children and grandchildren of her original buyers and sellers. She offers suggestions for a smooth sailing 2013 purchase for first time home buyers.

ERA JUSTIN REALTY SUGGESTIONS FOR A SMOOTH SAILING 2013 PURCHASE

If you are one of the buyers coming off the fence, and now buying the fence with the purchase of your first home in 2013, congratulations! As you probably know, buying a home is one of the biggest financial commitments you can make. It also is a process filled with fun and emotion. To help keep you sleeping soundly, here are answers to three big questions that concern many potential first-time home buyers, answered by ERA Justin Realtor salesperson, Margaret (Peggy) McLaughlin.

“Question #1: How do you decide what to look for in a home?  It’s easier than you think. Sit yourself down and list what’s important to you in a home. The purchase of every home involves making tradeoffs, so be sure to prioritize your list. One element is architectural style. Do you prefer a Colonial, a Cape Cod or a modern look? An important factor to consider is living space. How much room do you need right now, and to meet anticipated needs?  Make a list of features that must be a part of your home. Perhaps that Olympic-size pool and tennis court can be put off for another day, but you may absolutely need an eat-in kitchen now! It’s all a matter of your taste and personal style. ERA Justin Realty offers varied styles from our current inventory throughout Bergen, Passaic, Essex and Hudson Counties.

Question #2: Where should you begin the search?  That old real estate adage about ‘location, location, location’ aside, choosing where to live is usually determined by your personal circumstances and desires.  Do you have a particular community, or even a particular block, in mind? What is it about the location of your new home that is most important to you? Do you prefer an urban, suburban or rural setting? Consider proximity to work, schools, shopping, entertainment and houses of worship. Once you’ve narrowed your list of potential candidates, the Internet is an excellent tool for learning what a particular community has to offer.  We offer an extensive websites at www.ERAJustin.com  and www.ERAJustinRealty.com where you can view all of our listings with descriptions, extras offered, as well as our 1000’s of homes sections where you can literally view thousands of homes currently on the market.

Question #3: How can you find financing that makes sense?  With motivated sellers and proper pricing in recent years, homes have seldom been more affordable. Interest rates are lower than we've seen in decades. Innovative financing plans are available to fit a broad range of needs for qualified buyers. Still, the last thing you want to do is start out in your first home saddled with an uncomfortable level of debt. Seeking the advice of a professional who can give you the information on financing options that match your qualifications is a big step in the right direction. We can provide help with a choice of varied mortgage lenders because of your individual needs. Once you’ve narrowed your search, talk to one of our ERA

Justin Realty real estate professionals who serves the community you'd like to call home. Our ERA^® Realtor salespersons are trained to guide you through your purchase every step of the way. Our winning search websites reach around the globe to bring up-to-date information directly to you. Mortgage loan programs are available and expressly designed to meet the needs of qualified first-time homebuyers. Once you have answers to your important questions, the search can be fulfilling and fun!”

McLaughlin concluded, "Your trusted name in real estate since 1950, there is a difference in real estate companies. ERA Justin Realty proudly received the prestigious world-wide ‘Commitment to Excellence Award’  from ERA offices with nearly 30,000 ERA brokers and salespersons all across the ERA nation.  For more information consumers can reach the ERA Justin Realty sales team at either of their two Rutherford offices at 118 Jackson Avenue or 57 Park Avenue. By phone at (201) 939-7500, (201) 438-0588 or (201) 438-SOLD.  Additional real estate information is also available at the firms 1000's of homes websites at www.ERAJustin.com and www.ERAJustinRealty.com."

Tips for First Time Homebuyers offered by ERA Justin Realty's Team Kubs

Allyson and Wayne Kubs, known as Team Kubs throughout the ERA Justin Realty listing and sales areas of Bergen, Passaic, Essex and Hudson Counties provide valuable information for first-time homebuyers.

Tips for First Time Homebuyers offered by ERA Justin Realty's Team Kubs

ERA Justin Realtors Allyson Kubs and Wayne Kubs will advise, “Buying a home is a focused decision, doing it for the first time. By asking the right questions and considering a few simple but important steps, you can pave the way for some powerful beginner's luck. Becoming a first-time homeowner may have a few uncertainties, especially moving from a rental apartment, but remember that you're not alone, and our ERA Justin Realtors are there for you each step of the way.   Many make a successful buying move each day as monthly rents continue to increase. You can too.

It can be streamlined, dealing with one of the ERA Justin real estate professionals. ERA Justin Realty can navigate the home buying process, and let you concentrate on the rewards of this new experience. Their professionals, will tell you that there are three major points you should take into account: Finding the right financing, investigating the community you're considering, and evaluating your prospective home's qualities.

Before your home-search begins it's helpful to determine what price-range you are comfortable with and get pre-approved for a loan. Many hopeful home-seekers have concerns that they can't afford a down payment or sheer unfamiliarity with the financing process. But today those worries are often unfounded; there is an array of financing options available for aspiring homeowners of almost every income. For example, most lenders offer many different loan products, and one is likely to fit your unique financing needs.

Allyson offered, "Once you've gained confidence in an area, it's important to make sure you're familiar with the location you'd like to live in. Think about what you want in a community and how your chosen one meets these interests, including nearness to the city (or country), reputation of the school system, access to public transportation, and property values. This is another task that ERA Justin Realty, with tools on our comprehensive search web sites www.ERAJustin.com  and www.ERAJustinRealty.com are perfectly equipped to help you with. Our web sites feature our unique 1000’s of homes section, where a prospect can view almost every house for sale in Bergen, Passaic, Essex and Hudson counties, all areas in which we list and sell homes. This information is obtainable both on your computer or on our mobile websites on  Ipads and smart phones.

You also need to evaluate the attributes of your possible new home. What condition are major components like the furnace, windows and roof in? Is it a house needing only cosmetic improvements which will one day pay for themselves in resale value, or structural repairs? A qualified home inspector can help you answer such questions with confidence."

Wayne added, "Keep in mind that being new to the buying process, with the assistance of our firm does have its strong advantages. We will be with you through the entire process. Obtaining good guidance can help make sure you get it right the first time. There is a difference in real estate companies, and our available ERA Home Protection Plans are perfect examples for ease of mind during your first year of ownership.  We ask Buyers and Sellers to compare.  We believe that in order to exceed expectations of what our Realtor professionals are about, we don’t offer just real estate basics, we try to be as comprehensive as possible.  In that way, we hope you will hold us all in the highest regard."

ERA Justin Realty has proudly received the prestigious ERA world-wide Commitment to Excellence Award. Only outstanding business entities are honored. They are also the #1 ERA real estate office throughout Bergen, Passaic, Essex and Hudson Counties for 2012 production. For these reasons ERA Justin Realty should be your buying and selling Realtor of choice.

The ERA Justin Realty's Team Kubs can be reached at either of their two Rutherford offices at 118 Jackson Avenue and 57 Park Avenue.  By office phone (201) 939-7500, (201) 438-0588 or (201) 438-SOLD. Also view 1000's of homes at their websites www.ERAJustin.com and www.ERAJustinRealty.com.