Team-Kubs Home Protection Plans Help To Avoid Money Pit 2017

                          Team-Kubs Home Protection Plans Help To Avoid Money Pit 2017



Everyone has his or her own house story. The Sheffield's saga began just days after they moved into their new home and continued throughout the first year. Fortunately, they had the forethought to purchase a home protection plan from their ERA Realtor which covered many of the costs of repairing or replacing some broken home components.

Allyson Kubs ERA Justin Realtor agent said, “The Sheffield's story repeats itself thousands of times a day across the country. It is for that reason that we have the ERA Home Protection Plan program available for both our buyers and sellers.”

Wayne Kubs continued, “A home protection plan safeguards a buyer or seller from unexpected expenses when covered mechanical items break down and provide replacement coverage or comprehensive repair of major mechanical systems and appliances such as air conditioning, heating and electrical systems, interior plumbing, built-in appliances, water heaters and accessible ductwork, subject to a small deductible per service call."

For Sellers, a home protection plan may add value to their home sale and protects them at a time when they would rather not make major investments in their property. The plan goes one step further by covering the seller for a period while selling provided that the seller agrees to purchase the plan at a nominal fee for the buyer. It's a win-win situation for the seller having protection in place while the house is on the market for sale. For buyers in New Jersey, the plan provides coverage generally for a year after the purchase on resale homes. If one considers that the most costly purchase in life is generally one's house, a home protection plan is a small price to pay for peace of mind and to insure oneself against the unexpected.

Allyson concluded, “There is a difference in real estate companies, and our ERA Protection Plans are perfect examples. We ask buyers and sellers to compare. We believe that in order to exceed expectations of what our Realtor agents are about, we don’t offer just real estate basics, we try to be as comprehensive as possible. In that way, we know that our buyers and sellers will hold us all in the highest regard."

The Kub's team and their teammates can be reached at (201) 939-7500, (201) 438-0588 or (201) 438-SOLD. Also view 1000's of homes at their websites at www.ERAJustin.com and www.ERAJustinRealty.com.

ERA Justin Realty: Kubs Team offers, How Renters Become Buyers

ERA Justin Realty: Kubs Team offers, How Renters Become Buyers

Nothing compares to the feeling of having a place to call home. At one time or another, however, most of us have felt frustration at seeing hard-earned money go into rent every month rather than a more permanent house payment.

According to Allyson and Wayne Kubs familiar with rental and investment properties through ownership, "Renting is most people's first step toward homeownership, but what do you need to do to realize the dream of owning a home? ERA Justin Realty’s Kubs team shares important insight for those who want to become a homeowner. Sometimes, it's not the regular rent-money obligations but other expenses that are the main obstacle in saving. A whole debt-counseling industry has arisen to guide consumers in getting out from under what they owe. Smart saving, not depriving yourself, just ensuring stability and enjoyment over the longest term involves many moves both major and simple, and can help prepare you for that first down payment.

On the simple end, rediscovering home cooking (and enjoying the leftovers as brownbag lunches) can amount to significant savings as compared to regularly dining out. On a higher level of financial planning, establishing a household budget and sticking to it, including a specific amount set aside for savings every month can get you to your home affording goals sooner than you might have imagined.

You may also want to meet with a counselor who can negotiate a lower rate and set a sensible structure for your repayments on credit cards while advising you how to ease dependence on them. This not only gets you on your own financial feet, but helps keep your credit rating intact for the very home loan you hope to someday secure.

There are additional ways to start working toward homeownership. Some sellers will enter into a rent-to- buy agreement, in which part of the regular rent is considered an installment of the home's down payment, which, once built up, can help you obtain financing. Low income renters may also qualify for federal Section 8 vouchers which are paid to the landlord, subsidizing your rental expenses and helping you save for a permanent home.

Just as some renting options allow you to set funds aside, some types of purchases can help defray your costs even as you fulfill the stepped-up obligations of homeownership. Pooling resources with other buyers to occupy a two-family home could be one; buying such a home by yourself and renting one half of it could be another.

Even if your economics remain challenging, there are low down payment mortgages, and other forms of financing for special circumstances, available to buyers who meet the right criteria. Our ERA Justin Realtor sales agents can help you navigate through these options, accessing financing programs for qualified buyers. He or she can also identify what government help might be available, and generally counsel you on your readiness to be a buyer and on what else you might need to do to get there. If you consult the right sources and seek common-sense strategies, then your every move in the renter's world can be pointing you home.”

Allyson concluded, “ Our team at ERA Justin Realty have the answers or available just a phone call way. Because of our daily priorities, we've proudly received the prestigious ERA global Commitment to Excellence Award.”

Ron Darby, ERA Justin Broker added, “All across the nation, the most coveted award that can be achieved in business is the ‘J.D. Power & Associates’ award. Only outstanding business entities are honored and receive it. ERA Real Estate was the recipient of ‘Highest Satisfaction for First Time Home Buyers Among Full Service Real Estate Firms.’ Award. For these reasons ERA Justin Realty should be your buying and selling Realtor of choice.”

Allyson, Wayne and all of the ERA Justin Realty full service Realtor sales agents can be reached at either of their two Rutherford offices at 118 Jackson Avenue and 57 Park Avenue. By office phone (201) 939-7500, (201) 438-0588 or (201) 438-SOLD. View 1000's of homes at their website at www.ERAJustin.com and www.ERAJustinRealty.com.

 

ERA Justin Realty brings National Speaker Tom Lundstedt to Bergen County

After being invited to speak at a recent Realtor business conference attended by thousands of brokers and agents throughout the tri-state area, his impact was very positively received. ERA Justin Realty's Wayne Kubs suggested that his firm host and bring Tom Lundstedt to Bergen County so his valued information could be shared with those interested in investment real estate and other real estate interests.

Lundstedt has spoken to thousands of audiences throughout the United States. He is a recognized expert on the subjects of investment real estate and taxation. A former major league baseball player with the Chicago Cubs and Minnesota Twins, Tom has a unique ability to present complex information in an entertaining and enlightening way. Additionally, his enthusiasm, humor and sports background make him a popular speaker.

Tom holds a bachelor's degree in business administration from the University of Minnesota as well as the prestigious CCIM designation from the National Association of Realtors® and is well versed in his topics including, building wealth through real estate, how to analyze a property before you buy, four ways to save on taxes and when to sell to maximize your return on equity. Time will be set aside for an extended question and answer period.

The event is Wednesday, May 15, 2013 at the Rutherford Elks Club, 48 Ames Avenue, Rutherford from 6:00-8:30 PM. Area residents are invited at no charge or obligation. Space is limited and registration is necessary by calling the reservation hotline at (201) 500-7502 or here.

Wayne said, "After attending Tom's real estate speaking engagement, we knew that his seminar would be perfect for area real estate investors, first-time and repeat buyers and those who would like additional information on these topics. We are excited to host this event for those in Bergen County and look forward to welcoming everyone. "

ERA Justin Realty Teammates Receive Honors - Agent Opportunities Offered

ERA Justin Realty's excited teammates seated L to R: Wayne Kubs, Daniel Jones, Allyson Kubs, Albert Rottini, Carol D. Calamari. Standing L to R: Adrian Tridel, Jennifer Darby Metzger, Pamela Collins, Salvatore Macri, Min (Steve) Yi and Denise Leonessa. Not pictured is Justin Fung.

ERA Justin Realty Teammates Receive Honors

Agent Opportunities Offered

South Bergen County:  How many careers exist today when management truly works to help their team be successful. According to Jennifer Darby Metzger, a leading real estate broker co-owner of ERA Justin Realty and success cheerleader for her sales agents said,  “We work with our agents each day to help them achieve their goals, in a constant changing real estate industry.  We will be honored at the upcoming RealSource Association of Realtors membership meeting to have five agents awarded the 2012 NJAR‘Circle of Excellence’ award. Seven agents have been honored in our 'ERA Leadership Circle' category and seven agents in the ERA national 'Circle of Honor' category. These honors don't happen by chance. Our agents have the focus to achieve them which means strong commissions earnings to them.”

Realtor agents who recently joined the firm, Wayne Kubs, Daniel 'Danny' Jones, Allyson Kubs and Albert Rottini joined Carol D. Calamari, Adrian Tridel and  broker Jennifer Darby Metzger, all featured in a television commercial explaining the benefits of being part of the ERA Justin agent team and working with the firm. Other newer agents include, Pamela Collins, Salvatore Macri, Justin Fung, Min 'Steve' Yi and Denise Leonessa who added, "ERA Justin has been your trusted name in real estate since 1950. There is a difference in real estate companies. I wish I had transferred to ERA Justin months earlier."

Jennifer speaks from great experience.  The firm’s management team has hired, trained and guided agents to success hundreds of times. Many ERA Justin Realty agents have been with them for decades, with earnings greater than at many area real estate firms.

She continued, “As real estate trends change, as agents commission needs change, we watch and listen. ERA Justin Realty has one of the strongest 'Winning Edge' commission plans for its agents. We also give our agents buyer base potential with stronger advertising than many other real estate firms in South Bergen County.  Full color page advertising of our listings each week in theSouth Bergenite brings an abundance of potential buyers to our agents while giving our sellers more marketing exposure. We have been considered a real estate market leader by thousands of sellers and buyers since 1950 and offer a superior level of support for our agents.”

Continuing, she said, “Our company is always growing.  We are offering those who want a successful career in real estate to phone for a confidential conversation at (201) 939-7500. Give us a few minutes and we’ll give you a rewarding career. View our office websites at www.ERAJustin.com and www.ERAJustinRealty.com.  If you are  career-minded but not advancing at your current firm, it may be time to make that phone call.  Making a decision to make the call is the tough decision, from there, the rest is easy. We’ll show you how!”

ERA Justin Realty operates two state-of-the-art Rutherford offices at 118 Jackson Avenue and 57 Park Avenue.  By office phone (201) 939-7500, (201) 438-0588 or (201) 438-SOLD. 

Tips for First Time Homebuyers offered by ERA Justin Realty's Team Kubs

Allyson and Wayne Kubs, known as Team Kubs throughout the ERA Justin Realty listing and sales areas of Bergen, Passaic, Essex and Hudson Counties provide valuable information for first-time homebuyers.

Tips for First Time Homebuyers offered by ERA Justin Realty's Team Kubs

ERA Justin Realtors Allyson Kubs and Wayne Kubs will advise, “Buying a home is a focused decision, doing it for the first time. By asking the right questions and considering a few simple but important steps, you can pave the way for some powerful beginner's luck. Becoming a first-time homeowner may have a few uncertainties, especially moving from a rental apartment, but remember that you're not alone, and our ERA Justin Realtors are there for you each step of the way.   Many make a successful buying move each day as monthly rents continue to increase. You can too.

It can be streamlined, dealing with one of the ERA Justin real estate professionals. ERA Justin Realty can navigate the home buying process, and let you concentrate on the rewards of this new experience. Their professionals, will tell you that there are three major points you should take into account: Finding the right financing, investigating the community you're considering, and evaluating your prospective home's qualities.

Before your home-search begins it's helpful to determine what price-range you are comfortable with and get pre-approved for a loan. Many hopeful home-seekers have concerns that they can't afford a down payment or sheer unfamiliarity with the financing process. But today those worries are often unfounded; there is an array of financing options available for aspiring homeowners of almost every income. For example, most lenders offer many different loan products, and one is likely to fit your unique financing needs.

Allyson offered, "Once you've gained confidence in an area, it's important to make sure you're familiar with the location you'd like to live in. Think about what you want in a community and how your chosen one meets these interests, including nearness to the city (or country), reputation of the school system, access to public transportation, and property values. This is another task that ERA Justin Realty, with tools on our comprehensive search web sites www.ERAJustin.com  and www.ERAJustinRealty.com are perfectly equipped to help you with. Our web sites feature our unique 1000’s of homes section, where a prospect can view almost every house for sale in Bergen, Passaic, Essex and Hudson counties, all areas in which we list and sell homes. This information is obtainable both on your computer or on our mobile websites on  Ipads and smart phones.

You also need to evaluate the attributes of your possible new home. What condition are major components like the furnace, windows and roof in? Is it a house needing only cosmetic improvements which will one day pay for themselves in resale value, or structural repairs? A qualified home inspector can help you answer such questions with confidence."

Wayne added, "Keep in mind that being new to the buying process, with the assistance of our firm does have its strong advantages. We will be with you through the entire process. Obtaining good guidance can help make sure you get it right the first time. There is a difference in real estate companies, and our available ERA Home Protection Plans are perfect examples for ease of mind during your first year of ownership.  We ask Buyers and Sellers to compare.  We believe that in order to exceed expectations of what our Realtor professionals are about, we don’t offer just real estate basics, we try to be as comprehensive as possible.  In that way, we hope you will hold us all in the highest regard."

ERA Justin Realty has proudly received the prestigious ERA world-wide Commitment to Excellence Award. Only outstanding business entities are honored. They are also the #1 ERA real estate office throughout Bergen, Passaic, Essex and Hudson Counties for 2012 production. For these reasons ERA Justin Realty should be your buying and selling Realtor of choice.

The ERA Justin Realty's Team Kubs can be reached at either of their two Rutherford offices at 118 Jackson Avenue and 57 Park Avenue.  By office phone (201) 939-7500, (201) 438-0588 or (201) 438-SOLD. Also view 1000's of homes at their websites www.ERAJustin.com and www.ERAJustinRealty.com.

ERA Justin Realtor Professionals Attend Triple Play Business Conference

ERA Justin Realtor professionals recently attended the Triple Play business conference at Atlantic City. Standing is Adrian Tridel, Denise Leonessa, Cathy Vick, Jennifer Darby Metzger, Wayne Kubs, Glenn Elliot and Ron Darby  Seated is Allyson Kubs and Carol Darby.

             ERA Justin Realtor Professionals Attend Triple Play Business Conference

ERA Justin Realty Brokers, Ron Darby, Jennifer Darby Metzger and Carol Darby attended the December 2012 regional Realtor business conference with a group of their Realtor professionals.  Attending with them was Adrian Tridel, Denise Leonessa, Cathy Vick, Wayne Kubs, Glenn Elliot and Allyson Kubs.

The New Jersey, New York and Pennsylvania associations of Realtors joined together to build referral bases, develop new success strategies and discover innovative tools for Realtors to serve the needs of their buyers and sellers in their local marketing areas.

Members of the ERA Justin Realty listing and sales team completed days of intense training, educational seminars and learning new and updated laws governing real estate relationships to properly serve the needs of their buyers and sellers.

The business conference was attended by thousands of dedicated Realtor professionals, held at the Atlantic City convention center.  Those they serve expect the ERA Justin Realty organization to be focused on education to keep them knowledgeable and to provide superior services in a constant changing real estate environment.

Jennifer Darby Metzger, Broker said, "All Realtors today face the challenges of legal matters, technologies that change daily, real estate transfer matters and action based plans to assist our sellers for a successful sale in an ever-changing real estate market."

Carol Darby, Broker added, "Real estate licensing laws require continuous updating of our education so we are positioned to properly serve in New Jersey. All of our team have completed their 2012 educational requirements and look forward to their responsibilities to their sellers and buyers."

Ron Darby, the firm’s Broker of Record concluded, “There is a difference in real estate companies and we feel we need to have the most up-to-date information so our Realtor professionals can continue to be on the cutting-edge of education for our sellers and buyers. In this way, we are confident we are doing the best for them. We are thankful that our firm is held in high regard and offer our publication of reviews about our company, Real Estate Results in Writing, a history of nearly 800 written testimonials from our sellers and buyers.”

All of the ERA Justin Realty full service Realtor professionals can be reached at either of their two Rutherford offices at 118 Jackson Avenue and 57 Park Avenue.  By office phone they can be reached at  (201) 939-7500, (201) 438-0588 or (201) 438-SOLD. View 1000's of homes at their websites at www.ERAJustin.com and www.ERAJustinRealty.com.